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Low Intro APR on Balance Transfers: Enjoy a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply: 20.99%, 25.24% or 29.99%, based on your creditworthiness. There is a fee for balance transfers. 1. Earn a $50 statement credit and enjoy up to 4 free nights!

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